"Dorm Rooms to
Boardrooms"  
Victoria Pilate "Dorm
Rooms to
Boardrooms"    
Victoria Pilate  Dorm
Rooms to
Boardrooms  "Dorm
Rooms to
Boardrooms"  
Victoria Pilate  Dorm
Rooms to
Boardrooms  Victoria
Pilate  Dorm
Cancer Screening Help for  Women

The National Breast and Cervical Cancer Early Detection Program offers free or
low-cost mammogram and PAP smears across the country. The latest CDC data
shows that only 15 percent of those eligible use the program.   Call 1-888-842-
6355 (selection 7 at the menu).



Patient Advocate Foundation

The Patient Advocate Foundation helps sort out insurance problems and acts as
a liaison between patients and their insurers, employers and creditors to resolve
insurance matters related to their diagnosis.  Call 800-532-5274 or go to the
website www.patientadvocate.org.



Patient Advocate Foundation's Co-Pay Relief (CPR) Program
Patient Advocate Foundation's Co-Pay Relief (CPR) Program provides direct co-
payment assistance for pharmaceutical products to insured Americans who
financially and medically qualify. There is also help for  Medicare Part D
beneficiaries who require assistance with their pharmaceutical co-payments.  
Medical providers may apply electronically at the website for the Co-Pay Relief
Program on behalf of their patients. Please contact the Co-Pay Relief Program at
(866)512-3861 or (757)952-0118 to obtain information on how to register . Visit
the website  at www.copays.org/.


Free Life Insurance for Single Low Income People

Under its Life Bridge program, MassMutual is writing term life policies at no cost
for people earning $40,000 or less. The company has pledged 20,000 such
policies, each with a $50,000 death benefit.  Each Life Bridge policy has a 10-
year term.  The death benefit would be applied toward the education of the
children named as beneficiaries of the policy. The money is put in a trust
administered by the MassMutual Trust Company on behalf of the children and
the trust will pay the educational expenses directly.     
To be eligible, applicants must be:
-- Health and between the ages of 19 and 42.
-- Permanent, legal U.S. residents.
-- The parents or legal guardians of (a) dependent child(ren) under the age of 18.
-- Currently employed but with an annual family income of between $10,000 and $40,000.
Call Mass Mutual (www.massmutual.com) toll-free at 800-272-2216.Or visit http:
//www.massmutual.com/mmfg/pdf/lifebridge_eligibility.pdf



Scholastic, Inc. offers a corporate in-kind book program (Scholastic Book Grants
Program) to provide reading material to the nation’s neediest young people.  
Large scale grant recipients are identified in September every year.  Scholastic
disburses smaller book grants and other in kind donations to literacy
organizations which have tax exempt classification (170(c) and 501(c)(3).  
Requests from organizations that serve the needs of at risk children or families
particularly those living in inner city or rural areas are more likely to be granted.  

Interested organizations may apply for grants of 50 to 200 books must submit
requests in writing with proof of tax exempt status to: Scholastic, Inc., Angela
Sharmel, 557 Broadway, New York, NY  10012.  In the request, indicate intended
book use and grade levels of children to be served.  Grants are made on a
quarterly basis.  Incomplete applications will not be considered nor will faxed or
emailed requests.  Requests from individuals; individual schools; and political,
religious, fraternal, labor or sports groups are not considered.  The books may
not be used for fundraisers or capital campaigns.  



The Alliance for Young Artists and Writers (www.scholastic.com/artandwriting)
(212-343-6892) offers young artists and writers a change to compete.  Scholastic
Arts & Writing Awards programs are the largest and longest running student
scholarship program in the U.S.  Entrants from grades 7 thorough 12 may
compete.  


Free Tips from Unpublished Best Foot
Forward
Research

Even if you don't think your family is qualified, you must
apply for financial aid.  For some scholarships, even
though the scholarship may not be need-based, the
scholarship applicant must have applied for federal
financial aid for consideration.

If a student is planning to attend a small college, there
may not be a large amount of help available with getting
outside scholarship information. Try visiting the websites
of large universities and looking in the financial aid
office's webpages.  Often large universities will post
information on national or regional scholarship programs
on their websites.  Also large universities often post tips
on applying for aid and scholarships.  




Some helpful websites and other free resources

http://www.chci.org/chciyouth/scholarship/scholarship.htm

The site is sponsored by the U.S. Department of Education.
www.ed.gov/thinkcollege/welcome


Financial Aid Calculators.
www.finaid.org/calculators

For information on the SAT test, http://www.collegeboard.
org.
For information on the ACT test, contact http://www.act.
org.

Links to Free Scholarships Searches.
www.college-scholarships.com

An Outstanding Free Publication by the Northwest
Education Loan Association (NELA), provides a
comprehensive guide on applying for financial aid.  1-800-
979-4441.
Helpful News Briefs